License to Spend: A Retirement Plan Based on INcome as Opposed to IFcome

“One of the happiest days of my life was when Tim told me I could retire. When I lost my husband years ago, Tim helped me figure out all the things my husband had neglected to tell me about our finances. My life after retirement has been great. I can’t express how wonderful it is to not have to worry. I figure that if there’s a problem, Tim will call me. If not, life is good.”

“We had several avenues of retirement savings but not a professional plan. We had tried a couple of planners who we ‘thought’ had the experience in retirement planning. We found it difficult to find and develop a trustworthy relationship with our previous planners. Those financial planners did not seem to have a credible plan for our future.

Tim’s approach to retirement planning was different than all the others we reached out to. He was never high-pressure and gave us all the education we needed to make our own decisions.

We now have peace of mind with a solid plan for our future. Through this process, we learned not all financial planners specialize in retirement planning and that was the missing piece we were looking for.”

“Retirement was a huge decision. We both had no idea where we were at financially so we knew we had to try and get some answers. Penny and I just figured we would work till we were old and broke down. Honestly when we reached out to Tim, we were both expecting to have to continue working. Now as we move forward in retirement, it’s a relief knowing that Tim has our butts covered. Penny and I are getting along better than ever not having to worry about where we’ll be when we really do get old.”

“No one person can know it all. It is the advisor who recognizes this fact and subsequently seeks additional knowledge and professional partnerships that is most successful. Learning is a commitment, and the payoffs can be exponential. Author Tim Whisler has pursued his education and admittedly noticed a higher level of confidence. He confided in me that he has ‘never been so equipped, prepared, and empowered as I am at this moment to be able to confidently advise people on important topics.’ That is precisely the type of person we should all want helping us navigate the financial services industry...while acting as a watchdog over our finances. And now Tim has published a book to share his knowledge?!? As an educator myself, this makes me proud.”

 “It was very intimidating to think I needed to figure out the path to retirement without guidance, a second set of eyes, and rational thinking. I read and researched many articles on the web regarding planning for a secure financial retirement and I am thankful every day that I decided to call Tim for an appointment. I rest easy today knowing that I have a solid financial plan that will provide financial security for me for my lifetime and a legacy for my daughter in the years to come.”

“We both wanted a trusted partner to guide us through the retirement process. Tim was willing to take the time and make us comfortable with and explain the plan we implemented. Other firms we looked at did the minimum or never got back to us at all. As far as our lives now in retirement, we are enjoying a worry-free time, looking forward to our time together, and of course, playing golf.”