News

7
Jun

Sizzlin’ Summer Series: PART 2

Sizzlin’ Summer Series: PART 2

The official start of Summer – June 21st – is right around the corner. As we cruise into part two or our Sizzlin’ Summer Series, we will make a splash with the best cities to retire in 2019.

Get your Hawaiian shirts on, coolers filled, and beach towels ready, because here come the Top 4 Places To retire!

  1. Independence, Kentucky

Ranked the 31st safest city in the U.S., Independence, Kentucky offers everything you can expect from a larger city, with a quaint feeling of an upscale suburban atmosphere. Beyond its centralized location between two large metropolitan areas, Independence offers a mild climate with extremes of 20’s and 80’s and a vast landscape of trees and greenery. Top it off with Kentucky’s retirement-friendly tax structure that does not tax Social Security benefits and has little to no tax impact on other retirement income sources, you can see why this was one of the top places to retire in 2019.

  1. Little Elm, Texas,

The first thing to note about Little Elm, Texas is there is nothing little about this city bustling with activities and sites to see.  This 22nd safest city in the nation – according to RetirementLiving.com, a retirement news source – surrounds 29,000 acres of the well-known Lewisville Lake and offers a lush landscape. For those who enjoy weather that never goes below freezing and sees the highest temperatures in the 90’s, Little Elm is a fantastic retirement option. Throw in no tax on social security, retirement income or state income tax, and things are looking even better. Did we mention the nationally ranked UT Southwestern Medical Center is minutes away in Dallas?

  1. Iowa City, Iowa

Coming in at the #1 on Milken Institutes list of best cities for successful aging, Iowa City, Iowa has a lot of offer exploring retirement options. Out of the total population of 158,370, roughly 11% make of the 65 and older demographic. This along with a low unemployment rate and strong small business growth make Iowa City a top choice when retiring in the U.S. Milken Institute also ranks Iowa City #1 in healthcare for small cities. Whether you want to be within walking distance to downtown or enjoy small town living, Iowa City is a great place to discover.

  1. Bethel Park, Pennsylvania

Coming in last but certainly not least, Bethel Park, Pennsylvania is positioned on the Blue and Red Lines of the Pittsburgh Port Authority; allowing easy access to South Park and Pittsburgh without the need to drive. In addition to having UPMC Hospital- ranked #11 in geriatric care in the U.S. – within easy access to the transit system, Bethel Park also offers retirees no Social Security Benefits tax and a few options for property tax rebates. And for those who like being minutes away from outdoor activities, Bethel Park contains a 2,013 acre section of South Park, bustling with community events, Golf, ice-rink, hiking trails, historic buildings and more.

Whether you are nearing retirement or still in the planning stages, there is a plethora of places in the United States that offer great opportunities when considering retirement. Next time we will take a dip into the final installment of our Summer Series! Tune in Next Month to see how we’re keeping your summer sizzlin’ and cool!

 

Content derived from www.retirementliving.com

Disclosure: This information is provided as general information and is not intended to be specific financial guidance. Before you make any decisions regarding your personal financial situation, you should consult a financial or tax professional to discuss your individual circumstances and objectives.

The post Sizzlin’ Summer Series: PART 2 appeared first on Adult Financial Education Services.

Provided by: Adult Financial Education

13
May

Sizzlin’ Summer Series: PART 1

Sizzlin’ Summer Series: PART 1

This last Winter was one for the books. With record snowfall, rain, and cold temperatures, it’s safe to say that most of us are ready for warmer weather. What better way to celebrate the onset of sunshine and warm temps than with a three-part newsletter series to help you enjoy Summer!

In this month’s newsletter, we will dive into the top 3 places to travel, based on the Summer months:

May Travel:

  1. Asheville, North Carolina: While the rest of the South will be climbing into high heat and humidity, Asheville will offer nothing but crisp fresh air and endless outdoor activities. Burrowed in the heart of the Blue Ridge Mountains, Asheville is a must-visit destination for music, beer and nature lovers.
  2. Cusco, Peru: For those seeking something different, the former capital of the Incan Empire, Cusco, has your name written all over it. Considered the best time to Visit, May is a fantastic month to explore breathtaking views and discover ancient remains, thousands of miles away from home.
  3. Bali, Indonesia: Another great international destination, Bali is known for its scenic views and tranquil country side. Traveling here in May will not only give you an experience you won’t find anywhere else, but 12 hours of gorgeous sunlight.

June Travel:

  1. Anchorage, Alaska: Some people love the cold, which is why Anchorage is on our list of places to visit this Summer. Specifically, in June, the Summer Solstice occurs which is one of the largest celebrations during the year, full of music, food, and unique entertainment. Expect temperatures in the 50-60’s and what seems like endless sunlight to enjoy.
  2. Dubrovnik, Croatia: With crystal clear water and endless enchanting limestone sidewalks. Dubrovnik is the relaxing getaway you’ve been looking for. Whether I’ts exploring or lounging that catches your interest, you will find nothing but enjoyment here.
  3. Reykjavik, Iceland: Love the sun? Do you dread when evening comes? Then this is the vacation spot for you. Travel during June and expect close to 24 hours of gorgeous sunlight, and more importantly, weather. Regardless of time or activity, you will find it here.

July Travel:

  1. Bristol, Rhode Island: Got any plans for the 4th of July? If not, check out Bristol for the historic and longest-running Independence Day Celebration. Since 1785, this celebration has gotten so big, a month can’t contain the festivities, which now begin mid-June. For all you history buffs, this is the place for you.
  2. Boquete, Panama: Calling all Adventurers! Boquete is a paradise ready to be experienced by you. Hidden in Panama’s green highlands, this haven is popular for hiking, mountain climbing, zip lining, and more adrenaline pumping activities.
  3. Athens, Greece: We couldn’t end this list without mentioning one of the most Iconic and well know travel destinations, Athens. Filled with a plethora of things to do and must-see wonders of the world, this is our #1 recommended place to explore this summer.

Make the most of your Summer months by discovering one the amazing destinations listed above; or blaze your own trail and let us know where you went! Tune in next Month for PART 2 of ‘Sizzlin’ Summer Series’, where we will dive in the best places to retire in 2019!

 

Content derived from www.businessinsider.com

Disclosure: This information is provided as general information and is not intended to be specific financial guidance. Before you make any decisions regarding your personal financial situation, you should consult a financial or tax professional to discuss your individual circumstances and objectives.

The post Sizzlin’ Summer Series: PART 1 appeared first on Adult Financial Education Services.

Provided by: Adult Financial Education

10
Apr

April is Financial Literacy Month

April is Financial Literacy Month

Do you consider yourself financially literate? According to a study by S&P Global, 57% of American adults are financially literate, ranking the U.S. 14th in the world. As a way to increase financial understanding, April is considered Financially Literacy month!

Whether you’re a financial guru or consider yourself a newbie, here’s 3 ways to make a difference in your finances this April!

  1. Pick & Learn: Always wanted to understand how taxes work? Now’s the time to do so! Pick a financial topic and learn as much as you can about it for the month of April! If taxes aren’t your thing, pick another topic such as mortgage, investing, annuities, and the list goes on. While you most likely won’t be an expert, you can feel more confident on your next financial decision!
  2. See Where You Stand: A lot can change in a year, from a new car payment to moving across the country, April is a great time to see how your unique circumstances have changed. Determine where you stand and see if you need to pivot your finances to better support your journey.
  3. Create Long-Term Financial Plan: While planning year-to-year when looking at finances is good, creating a long-term financial goal is great. Determine major financial goals such as purchasing a home, assign a cost, and develop a time horizon. Beyond financial goals, look at investments and portfolio volatilities to make sure they coincide with your current and future financial goals.

Financial Literacy Month is a great excuse to take extra time on finances and make sure you are on the right track toward your retirement and lifestyle goals. While these tips are a great start to any planning, speaking with a financial professional will help you get a better understanding of your unique circumstances and what is best for your goals.

Content derived from www.investors.com, www.autopayplus.com , and www.money.usnews.com

Disclosure: This information is provided as general information and is not intended to be specific financial guidance. Before you make any decisions regarding your personal financial situation, you should consult a financial or tax professional to discuss your individual circumstances and objectives.

The post April is Financial Literacy Month appeared first on Adult Financial Education Services.

Provided by: Adult Financial Education